2016 NAF Bank On It Tournament Official Rules

 

The Start Here, Go Places.® NAF Academy of Finance Bank On It® Tournament (“Competition”)

Official Rules

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT IMPROVE YOUR CHANCES OF WINNING.

Entry for this Competition may only be made in or from a NAF Academy of Finance high school affiliated with  in one of the fifty U.S. States, the District of Columbia, Puerto Rico or a U.S. territory, and entries originating from any other high school or jurisdiction are not eligible. This Competition is governed exclusively by the laws of the United States. You are not authorized to compete in the Competition if you are not a student attending a NAF Academy of Finance and are also a legal resident of one of the United States, the District of Columbia, Puerto Rico or a U.S. territory. You must be at least fourteen (14) years old, but have not yet reached twenty (20) years of age as of 12:00 a.m. ET on March 24, 2016, and must be enrolled as a full-time student at a NAF Academy of Finance high school that has been invited to participate in this Competition and must have a valid email address to be eligible to enter. All students under the age of 18 and any student from Alabama, Nebraska, or Puerto Rico MUST obtain their parent or legal guardian’s written consent to be (1) eligible to participate and (2) eligible to win a prize in this Competition.

This Competition invites 16 Academy of Finance teachers to have their high school students compete in the Bank On It game, a board game type contest that evaluates real-life accounting and business skills. The objective of the game is to be the first player to reach the pre-determined $75,000 winning bank balance in the Business & Industry game focus while answering accounting-related questions and dealing with real-life job scenarios along the way. Players move around the board, earning or losing money as they take turns answering questions correctly or incorrectly, trying to get to the winning bank balance.

There will be School Tournament Rounds and Final Tournament Rounds. In the School Tournament, 16 invited teachers from NAF Academies of Finance will conduct classroom tournaments amongst their students until a single school champion is determined. In the Final Tournament Rounds, the 16 school champions will be automatically assigned into match-ups for the first round of the tournament. Email notifications are sent from the Bank On It game to students to alert them of their assigned matches. All assigned matches in the first round of the Finals Tournament must be played online from students’ respective schools within the Bank On It game between the dates detailed in Section 5 below. The Bank On It game will automatically progress winning students through the bracket and into additional match-ups as they win.

The eight (8) students that move on to the second round of the Final Tournament will also play their assigned match-up virtually from their respective schools between the dates detailed in Section 5 below. The Final Four students that move on to the third round of the Final Tournament will play their assigned match-up at the NAF Next Conference in Orlando, Florida on Monday, July 18, 2016. The last two students competing for the title of Tournament Champion will also play their assigned match-up at the NAF Next Conference in Orlando, Florida on Monday, July 18, 2016.  Note:  All expenses associated with attending the conference are solely the responsibility of the students who participate in the Competition.  The AICPA (“Sponsor”) will NOT provide any funds for travel or other expenses to any participant in connection with the Competition.

The overall objectives for the Competition are to help the Sponsor generate excitement and awareness in NAF Academies of Finance about the Certified Public Accountant (CPA) profession and the American Institute of CPAs (AICPA). Additionally, this tournament will begin fostering educator advocates for the AICPA brands and our resources.

By participating in the Competition, students and Teachers fully and unconditionally agree to be bound by these Official Rules and the decisions of the Sponsor, which will be final and binding in all matters relating to the Competition.

1. How to Enter. Students can only participate if their school has a NAF Academy of Finance and has been invited to participate in this Competition, and by having their teacher sign them up. The first 16 teachers to fill out the RSVP form accessible at noon on Wednesday, March 23, 2016 from their notification email with the requested information will be invited to participate. The Sponsor will use the time/date stamp on the Google spreadsheet associated with the RSVP form to determine which teachers were the first 16 to submit RSVPs. However, if more than one RSVP bears the same time stamp, the order in which the RSVP appeared in the Sponsor’s Google spreadsheet will be used to determine the order in which the responses were received by Sponsor. The Sponsor will send an invitation email on Friday, March 25, 2016 to the teachers eligible to have their students compete in the Competition. A link to the teacher’s Educator Dashboard within the Bank On It game will be provided, which will include necessary legal forms to be filled out and submitted to the Sponsor before the start of the School Tournament Round start date, Friday, April 1, 2016.

During the School Tournament Rounds (defined in Rule 2 below), participating teachers visit the Start Here, Go Places. website at www.startheregoplaces.com (the “Website”) and (i) access the Bank On It educator tools, (ii) agree that you (the teacher) and your class(es) will abide by the Official Rules of the Competition throughout the course of the Competition and (iii) share your Classroom Code, found on your Start Here, Go Places. profile page as well as on your Educator Dashboard within the Bank On It game, with your students. All participating students in the Tournament must (i) be registered as a “High School” student on the Website and (ii) enter their teacher’s Classroom Code on their profile. (No cost is associated with being a registered user of startheregoplaces.com). They must also have a consent/release form signed by the student or, if student is under 18 years old or is from Alabama, Nebraska, or Puerto Rico, signed by the student’s parent or legal guardian. Consent/release forms can be found on the Teacher’s dashboard to be downloaded and distributed to their participating students.

Once all required forms have been signed and returned by the participating students, the teacher must submit scanned forms to the Sponsor’s email at startheregoplaces@aicpa.org. All documentation is to be submitted by the teacher to the Sponsor on or before the School Tournament Round begins, 12:01 a.m. ET Friday, April 1, 2016.

Teachers are responsible for conducting their classroom tournament(s) and gathering and submitting all required forms needed for students to participate. Teachers must also sign and return a Liability/Publicity Release for themselves at the same time and in the same manner as the student’s forms. Students will not be qualified for the Competition—and student participants will not be eligible to compete in any round of the Competition or have an opportunity to win—until all signed forms are received for all participating students in the class and for the Teacher. All required forms should be scanned by the Teacher and emailed to the Sponsor at startheregoplaces@aicpa.org on or before the School Tournament Round begins, Friday, April 1, 2016 at 12:01 a.m.. Teachers should submit all consent/release forms at one time, as only students who have returned a signed form are eligible to participate in the Competition and be included in their Teacher’s classroom tournament(s). The student will be disqualified if his/her Teacher fails to submit necessary Competition documentation by the submission deadline, which is12:00 a.m. ET on Friday, April 1, 2016. No student can be added to a Teacher’s classroom tournament after 12:01 a.m. ET on Friday, April 1, 2016. As the point of contact for the classroom, the Teacher will receive an email notification from the Start Here, Go Places. email account once all required forms have been received.

Teachers are responsible for utilizing the online tournament functionality available on the “Educator Tools” button on their Bank On It dashboard. The online tournament functionality allows Teachers to run multiple tournaments at the same time should they have more than one class participating in the School Tournament Competition Period. If a Teacher has multiple classes participating in the School Tournament Competition Period, these classes need to remain separate for the initial bracket battle. Teachers have the ability to select students from a list of ALL students who have entered their Classroom Code and the Bank On It game will automatically assign students into match-ups for the tournament to begin. Email notifications are sent from the Bank On It game to students to alert them of their assigned matches. All assigned matches must be played online within the Bank On It game. The Bank On It game will automatically progress winning students through the bracket and into additional match-ups as they win.

Students are responsible for playing their assigned tournament matches through completion.  If a student does not play an assigned game within the assigned time period, the student will lose the game by forfeit and will be removed from the competition.  A Teacher also has the ability to forfeit a game for a student, should the student be absent from class during the day the Competition games are played. As students win games and move through the bracket, the Teacher will be able to view tournament progress and the students will continue to get notified by the Bank On It game via email of games they need to participate in. The bracket champion will be announced to the class via email.

Once a winner is determined for each individual classroom, the Teacher must have each winning student face off to determine a school wide winner that will continue on to the Start Here, Go Places. NAF Bank On It Tournament finals rounds. If there are three (3) or more participating classrooms in one school, a Teacher must set up another tournament bracket to allow the game to automatically assign these students into a bracket and play until a single winner for the school is determined. 

Teachers are also required to notify Start Here, Go Places. of their School Tournament Competition Period winning student by emailing startheregoplaces@aicpa.org. No winning student changes or substitutions will be allowed after notifying Start Here, Go Places. of the winning student who will participate in the Final Tournament rounds of Competition. If that student does not participate the Final Tournament rounds described in these rules, the student will forfeit his/her place in the Competition, and no alternate Finalist will be chosen.  Students must attend the school identified on their forms for the duration of the Competition and meet all other eligibility requirements to be eligible to compete. As the point of contact for the classroom, the Teacher will receive an email notification from Start Here, Go Places. once the winning student’s name has been received. This email will contain a congratulatory message for the winning student as well as a brief itinerary of what they can expect for the Final Tournament rounds.

Information submitted in connection with the Competition as to non-finalists will only be shared with NAF (NAF).  Names, photos, and other information as described in Section 10 related to finalists and winners and their affiliated high school may be publicized by Sponsor and the NAF including but not limited to on the AICPA and NAF website and in member newsletters. Additionally, the AICPA and NAF may announce Finalists and/or winners on their social media accounts such as, but not limited to, Facebook and Twitter.

By participating each participant agrees to be bound by the terms set out in these Official Rules.

By participating in this Competition each student and their Teacher agree that they shall execute any documentation Sponsor deems necessary with regard to the Competition. All participating students and Teachers further agree to release and indemnify and hold harmless the Sponsor and NAF from any and all claims that any commercial, advertising, presentation, Web content, mobile or any other material subsequently produced, presented, and/or prepared by or on behalf of Sponsor and/or NAF  infringes on any rights of any student and/or Teacher who participates in this tournament.

Each participating student must have a valid email address. Limit one (1) student per email address. Each student may be listed/participate in one classroom tournament only. Teachers may conduct as many classroom tournaments as they have separate classes. No automated entry devices and/or programs permitted. Sponsor is not responsible for lost, late, illegible, stolen, incomplete, invalid, unintelligible, misdirected, technically corrupted or garbled entries, which will be disqualified, or for entry or submission problems of any kind whether mechanical, human or electronic. Proof of submission of any item will not be deemed to be proof of receipt by Sponsor.

Teacher: Each student is only eligible if they first participate in their Teacher’s classroom tournament. Teacher must be a NAF Academy of Finance teacher at the high school attended by his or her students, must be a legal resident of a U.S. State, the District of Columbia, Puerto Rico or a U.S. territory, and must agree to facilitate the school tournament and winning student. A Teacher cannot provide answers or guidance for any question given to students during any round of tournament play. A Teacher can conduct more than one classroom tournament, but no single student can participate in multiple classroom tournaments. By participating as a Teacher, he or she agrees to all the terms and conditions set forth in these Official Rules. Teachers are not competing in the tournament and are not eligible for any prize.

2. Start/End Dates: The School Tournament Round begins at 12:01 a.m. ET on Friday, April 1, 2016, and the School Tournament Round ends at 6:00 p.m. ET on Friday, April 15, 2016. Classroom tournaments must be completed during the School Tournament Round. The computer clock of Sponsor’s webmaster is the official timekeeping device of the Competition. The first round of the Final Tournament with the 16 School Tournament Round winners will take place between 12:01a.m. ET on Monday, April 25, 2016 and 6:00 p.m. ET on Friday, April 29, 2016. Any student who does not participate in their Final Tournament Round 1 game will be disqualified. Winners from Round 1 match-ups will automatically move on to the Final Tournament Round 2. The second round of the Final Tournament will take place between 12:01 a.m. ET on Monday, May 2, 2016 and 6:00 p.m. ET on Thursday, May 5, 2016 and will be held virtually. The Final Four students who won their Round 2 match-ups in the will continue their game play for the Final Tournament Rounds 3 and 4 at the NAF Next Conference taking place on Monday, July 18, 2016 in Orlando, FL.

3. Eligibility: Only legal residents of the United States attending a high school with a NAF Academy of Finance program (the “Eligible Jurisdiction”), who are at least fourteen (14) years of age and have not yet reached twenty (20) years of age as of 12:00 a.m. ET on March 25, 2016, who are enrolled full-time as a student at a high school within the Eligible Jurisdiction, and whose teachers/administrators have received a notification email and are one of the first 16 teachers to submit the RSVP form, are eligible to participate. Void outside of the Eligible Jurisdiction, and void where prohibited, taxed or restricted by law. Employees, officers and directors of Sponsor, NAF and their parent companies, subsidiaries, affiliates, partners, dealers, interactive and promotion agencies (including, without limitation, Krobe Interactive, LLC), (“Competition Entities”) and their immediate families (parents, children, siblings, spouse) or members of the same household (whether related or not) of such individuals or entities are not eligible to enter. You are not authorized to enter the Competition if you are not a legal resident of one of the 50 states, the District of Columbia, Puerto Rico or a U.S. territory. All relevant federal, state and local laws and regulations apply. All students under the age of 18 and any student from Alabama, Nebraska, or Puerto Rico MUST obtain their parent or legal guardian’s written consent to be eligible to participate and be eligible to win a prize in this Competition.

4. Game Criteria: The objective is to be the first player to reach the pre-determined $75,000 winning bank balance in the Business & Industry game focus while answering accounting-related questions and dealing with real-life job scenarios along the way. Success depends not on chance, but rather is based on skill in correctly answering questions. Players move around the board, earning or losing money as they take turns answering questions correctly or incorrectly, trying to get to the winning bank balance ($75,000). Each player is allowed to choose their own, personal game piece from the options available. Once both players have selected their game piece, the game will alert players that the game is beginning and they will be instructed to roll the virtual dice and move around the board answering one of ten question types:

a) Accounting Fact Space – these spaces are all about accounting skills and fundamentals. Expect to answer True/False, multiple choice, fill-in-the-blank questions and word problems. Each question will either increase or decrease your balance, so answer wisely.

b) Investment Opportunity Space – accounting is about more than just numbers. It’s also about doing the right thing. On these spaces, you will be asked to make a decision about an investment opportunity based on risk and ethics. Each investment opportunity is a chance to either increase or decrease your balance by a set amount.

c) Audit Space – when you land on these spaces, you will be asked three questions related to filing taxes as if you were going through an actual audit. Though there’s no chance to boost your balance, you can avoid penalties and fines if you have all the right answers.

d) The Weekend Space – land on this space and you’ll score the entire balance of the Weekend Fund. Every time a @WorkSpace or @Home Space scenario takes money out of your account or your opponent’s account, it goes into the Weekend Fund.

e) @WorkSpace – these spaces are all about the real-life situations you can expect in the workplace. The outcome of these scenarios will increase or decrease your balance. Or you might even skip a turn or get to take another turn.

f) @HomeSpace – these scenarios are designed to keep you on your toes, even outside of the workplace. Depending on your answers about the home front, you can increase or decrease your balance, skip a turn or take a turn.

g) Portfolio Management – sometimes your personal investment portfolio will be up. Sometimes down. Much like the market, it can be a roller coaster.

h) Smart Money – money makes the world go ‘round right? Let’s see what you really know about how to earn it, spend it and invest it.

i) Payday – every time you pass this spot, you’ll notice a nice bump in your account balance.

j) The Bank – you’ll start the game on this space. At the CEO level, you’ll be prompted to reconcile your balance each time you land on this space.

Questions are chosen at random by the game and have a variety of dollar values, time duration and question styles. Players continue to roll the virtual dice and move around the board until a winner is declared. The Bank On It game determines the winning player based on who reaches the pre-determined winning bank balance ($75,000) first. There is no possibility of a tie, and the scoring awarded by the game is final. No appeals will be allowed.

Once a game is complete, the winning student will move on within the classroom tournament bracket until there is only one tournament champion at each school. The Bank On It game will send an email alert to each student still participating in the classroom tournament to inform them of their new opponent. The classroom tournament is set up in a bracket, and all games are auto-populated by the game itself. The Teacher has no say in player match-ups and cannot re-assign players into different match-ups. The match-ups determined by the game and the ruling on correctness of answers are final and no appeals will be allowed.

5. Finalists: The winning student from each school tournament that takes place during the School Tournament Round will move on to the Final Tournament rounds of the Competition.

In the Final Tournament Rounds, set up by the Sponsor and utilizing the Sponsor’s own Classroom Code, the 16 school champions will be automatically assigned into match-ups for the first round of the tournament. Email notifications are sent from the Bank On It game to students to alert them of their assigned matches. All assigned matches in the first round of the Final Tournament must be played online from students’ respective schools within the Bank On It game between the dates detailed in Section 2 above. The Bank On It game will automatically progress winning students through the bracket and into additional match-ups as they win.

The eight (8) students that move on to the second round of the Final Tournament will also play their assigned match-up virtually from their respective schools between the dates detailed in Section 5 below. The Final Four students that move on to the third round of the Final Tournament will play their assigned match-up at the NAF Next Conference in Orlando, Florida on Monday, July 18, 2016. The last two students competing for the title of Competition Champion will also play their assigned match-up at the NAF Next Conference in Orlando, Florida on Monday, July 18, 2016.  Note:  All expenses associated with attending the conference are solely the responsibility of the students who participate in the Competition.  Sponsor will NOT provide any funds for travel or other expenses to any participant in connection with the Competition.

The final four students (“Final Four”) that earn their way into Final Tournament Rounds 3 and 4 will be eligible for prizes as detailed below in Section 7 “Prizes.” The final two students who participate in the Final Tournament Round 4 will be eligible for the top two (2) prizes. The Bank On It game will announce the winner of the final match-up first, and then an announcement will be made at the NAF Next Conference. That student will be the Start Here, Go Places. NAF Bank On It Tournament Champion.

6. No Odds: There are no odds of winning the Competition, as winning is not based on chance. Rather, winning is based upon the participants’ relative skill in answering questions relating to accounting principles and financial literacy.  

7. Prizes:  Up to four (4) prizes will be awarded at the conference. Prize awards if all four finalists attend the conference: The First Place student, defined as the Start Here, Go Places. NAF Bank On It Tournament Champion, will be offered a 16gb Kindle Fire HDX 7” Tablet (approximate retail value $200). The Kindle Fire will not include any accessories or Internet subscriptions. The Second place student, the student who loses in the Final Tournament Round 4, unless such loss is by forfeit, will be offered a pair of Beats Tour2 In-Ear Headphones (approximate retail value $130). The remaining two (2) students in the “Final Four,” who lose in the Final Tournament Round 3, unless such loss is by forfeit, will each be offered a $50 iTunes gift card.

 Prize awards if all four finalists DO NOT attend: If only one finalist attends the Conference, that finalist will be declared Champion and will be awarded only the Champion’s prize. If two attend, each will be declared the winner of round 3 by forfeit and depending on how each performs in Round 4, one will be awarded the Champion’s prize and the other will receive the second place prize. If three attend, the Bank On It game will automatically assign them into a bracket. One student will get an automatic bye into Round 4 and the other two will play each other in Round 3 with the winner moving into Round 4. The losing student who competed in Round 3 will be awarded one of the $50 iTunes gift cards. The student with the bye in Round 3 will compete against the student who competed in Round 3 and won. The winner of that round will be awarded the Champion’s prize and the loser will be awarded the second prize. If no finalist competes in the final rounds at the conference, no prize will be awarded.

A finalist may only win one (1) prize. Winners must be verified and all documentation required by the Sponsor must be received from each winner before a prize will be awarded to that winner. Amazon and Apple are not participants in and do not endorse, support or sponsor this competition. 

No prize may be exchanged for cash. The Sponsor reserves the right to substitute a prize of equal or greater value in the event any offered prize is unavailable. No substitution or transfer of any prize is permitted except as provided herein. Sponsor is not liable for any damage to any prize occurring during delivery to the winner. 

The prizes shall be awarded without warranty from Sponsor of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.  Each winner is responsible for the reporting, filing and payment of all applicable federal, state, and local taxes on receipt of the prize. The costs for goods or services not specified in these Official Rules and all taxes associated with any prize are each winner’s responsibility.

Contributions to the “Final Four” Student’s Academies: In addition to the prizes offered to the Final Four students in the Final Tournament Rounds 3 and 4, the academies that the Final Four students attend will receive a $2,000 contribution from the Sponsor. Recommended use of the contributions for the Final Four students’ respective academies is to assist in travel expenses for the student traveling to the NAF Next Conference in Orlando, FL.  However, Sponsor has no control as to the way in which the academy will use the contribution.  Sponsor has no responsibility as to the way the contribution is used by the academy.  Note:  All expenses associated with attending the conference are solely the responsibility of the students who participate in the Competition.  Sponsor will NOT provide any funds for travel or other expenses to any participant in connection with the Competition.  However, if;  a) Sponsor is not notified by the teacher within the time limit set out in these rules that a student from the school will participate in Rounds 3 and 4 of the Final Tournament or b) if all documentation required under these rules to compete in Rounds 3 and 4 of the Final Tournament is not received within the time limit set out in these rules or c) if the student is disqualified or rejects, forfeits or otherwise refuses or declines his/her opportunity to participate in the rounds 3 and 4 of the Final Tournament, Sponsor will NOT make any contribution to that student’s school.

Teachers must let the Sponsor know prior by 6:00 p.m. ET on Friday, May 6, 2016 if the Teacher has a student who will compete in the Final Tournament Rounds 3 and 4 at the NAF Next Conference in Orlando, FL.

8. Notification of Finalists; Finalist Requirements: The names of the Final Tournament Round 2 winners must be submitted by their respective Teacher to the Sponsor through email by 6:00 p.m. on Friday, May 6, 2016. Final Tournament Round 2 winners (or if any Final Tournament Round 2 winner who is under the age of 18 or who is from Alabama, Nebraska, or Puerto Rico, the Final Tournament Round 2 winner’s parent or legal guardian) will be sent an Affidavit or Declaration of Eligibility and a Liability/Publicity Release by the Sponsor on Tuesday, May 17, 2016 with a Federal Express pre-paid return envelope included for the return of the signed copies of the required documentation. The signed documentation is due back to the Sponsor by Friday, June 17, 2016. If Sponsor does not receive required documentation outlined herein from any Final Tournament Round 2 winners prior to Friday, June 17, 2016 or if any Final Tournament Round 2 winner rejects his/her opportunity to progress in the Competition or any prize, as and if applicable, or in the event of noncompliance with these Official Rules, such position and/or prize will be forfeited. Upon such position or prize forfeiture, no compensation will be given and no alternate Finalist or winner will be chosen. If there are insufficient numbers for the Final Four, only as many prizes will be awarded as there are students that compete.

9. How and When Prizes Are Delivered: Winners will be announced on Monday, July 18, 2016 at the NAF Next Conference in Orlando, FL where they will be awarded their prize as detailed above.  The monetary contribution checks to the schools of the Final Four participants, which is to be provided to a school in accordance with the terms of Section 8 of these rules, will be sent within fourteen (14) business days after the date Sponsor receives the signed documentation described in Section 8. 

10. Conditions: Participation in Competition and acceptance of a Final Four position by submitting the applicable documentation as required constitutes each Final Four student’s permission for Sponsor or  NAF to use the student’s name, address (city and state), likeness, photograph, picture, portrait, voice, biographical information, and/or any statements made by each Final Four student regarding the Competition or Sponsor for advertising and promotional purposes without notice or additional compensation, as outlined in these rules. By participating, all entrants and winners, as applicable, agree to release and hold harmless Sponsor, NAF (NAF) its affiliates, partners, promotion and interactive agencies (including Krobe Interactive LLC), and any other entities which are involved in providing support to Sponsor in connection with this Competition (collectively, the “Competition Entities”) and their respective parent companies, subsidiaries, affiliates, partners, representatives, agents, successors, assigns, employees, officers and directors, from any and all liability, for loss, harm, damage, injury, cost or expense whatsoever including without limitation, property damage, personal injury and/or death which may occur in connection with, preparation for, travel to, or participation in Competition, or possession, acceptance and/or use or misuse of any prize or participation in any Competition-related or prize-related activity and for any claims based on publicity rights, defamation, invasion of privacy, copyright infringement (including claims under state law moral rights provisions, as applicable), trademark infringement or any other intellectual property-related cause of action. Entrants who do not comply with these Official Rules, or attempt to interfere with this Competition in any way, shall be disqualified. Sponsor is not responsible if Competition cannot take place or if any prize cannot be awarded due to cancellations, delays or interruptions due to acts of God, acts of war, natural disasters, weather or acts of terrorism or any other reason beyond Sponsor’s control.

11. Additional Terms: Any attempted form of entry other than as set forth herein these Official Rules is prohibited; no automatic, programmed, robotic or similar means of participation are permitted. The Sponsor and Competition Entities are not responsible for technical, hardware, software, telephone or other communications malfunctions, errors or failures of any kind, lost or unavailable network connections, Website, Internet, or ISP availability, unauthorized human intervention, traffic congestion, incomplete or inaccurate capture of entry information (regardless of cause) or failed, incomplete, garbled, jumbled or delayed computer transmissions which may limit one’s ability to participate in the Competition, including any injury or damage to participant’s or any other person’s computer relating to or resulting from participating in this Competition or downloading any materials in this Competition. Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify, extend or suspend this Competition should (in its sole discretion) virus, bugs, non-authorized human intervention, fraud or other causes beyond its control corrupt or affect the administration, security, fairness or proper conduct of the Competition. Sponsor reserves the right, at its sole discretion, to disqualify any individual it believes and/or finds, in its sole discretion, to be tampering with the participation process or the operation of the Competition or Website. Sponsor may prohibit any participant from participating in the Competition or receiving any prize if, in its sole discretion, it determines and/or believes that said entrant is attempting to undermine the legitimate operation of the Competition by cheating, hacking, deception, or other unfair practices (including the use of automated programs) or intending to annoy, abuse, threaten or harass any other participant or Sponsor representatives. Sponsor reserves the right to take any action it deems necessary at any time to ensure the fair administration of the Competition and compliance with applicable laws.

CAUTION: ANY ATTEMPT BY A PARTICIPANT, INCLUDING A STUDENT OR TEACHER, TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE COMPETITION MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW AND TO TAKE SUCH OTHER ACTION AS SPONSOR MAY DEEM APPROPRIATE, INCLUDING, BUT NOT LIMITED TO, INSTITUTING CRIMINAL PROCEEDINGS.

12. Limitation of Liability; Disclaimer of Warranties: IN NO EVENT WILL THE SPONSOR, NAF, THE OTHER COMPETITION ENTITIES AND/OR their respective parent companies, subsidiaries, affiliates, partners, representatives, agents, successors, assigns, employees, officers AND directors, BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND, INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO AND USE OF THE SERVICE AND/OR THE COMPETITION, DOWNLOADING FROM AND/OR PRINTING MATERIAL DOWNLOADED FROM ANY WEBSITES ASSOCIATED WITH THE COMPETITION, OR FOR ANY ACT OR OMISSION BY ANY STUDENT OR TEACHER. IN NO EVENT SHALL THE SPONSOR’S AND/OR COMPETITION ENTITIES’ TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED ONE DOLLAR ($1.00).

WITHOUT LIMITING THE FOREGOING, THIS COMPETITION AND ALL PRIZES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. SOME JURISDICTIONS MAY NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXCLUSION OF IMPLIED WARRANTIES SO SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. CHECK YOUR LOCAL LAWS FOR ANY RESTRICTIONS OR LIMITATIONS REGARDING THESE LIMITATIONS OR EXCLUSIONS.

13. Disputes; Governing Law: The parties waive all rights to trial in any action or proceeding instituted in connection with these Official Rules, including, without limitation, the Competition. Any controversy or claim arising out of or relating to these Official Rules and/or the Competition shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in the State of North Carolina, city of Durham.

THESE OFFICIAL RULES AND THE INTERPRETATION OF ITS TERMS SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NORTH CAROLINA WITHOUT REGARD TO ITS CONFLICTS OF LAWS RULES. For any matters which are not subject to arbitration as set forth in these Official Rules and/or in connection with the participation of any judgment on an arbitration award in connection with these Official Rules and/or the Competition, the parties irrevocably submit and consent to the exclusive jurisdiction and venue of the state and federal courts located in or closest to the City of Durham in the State of North Carolina. The parties agree not to raise the defense of forum non conveniens.

If any provision of these Official Rules (or portion thereof) is held invalid, illegal, void, or unenforceable by reason of any law or public policy, all other provisions shall nevertheless remain in full force and effect to the extent such remaining provisions accurately reflect the intent of the parties.

14. Use of Data: Sponsor will be collecting personal data about participants online, in accordance with its privacy policy and as outlined in these Official Rules. Please review the Sponsor’s privacy policy at http://www.startheregoplaces.com/about/privacy/. By participating in the Competition, participants hereby agree to Sponsor’s collection and usage and release of their personal information as described in Sponsor’s privacy policy and as outlined in these Official Rules, and acknowledge that they have read and accepted Sponsor’s privacy policy.

15. Official Rules and List of Prize Winners: Official rules are available at www.startheregoplaces.com and 220 Leigh Farm Road, Durham, NC 27707-8110. Official Rules supersede all other published editions. Winners will be posted to the Website by student name and school name for one year from the date the winner is announced. For any questions or for a copy of these Official Rules or a list of Winner’s names, send a self-addressed stamped envelope by August 15, 2016, to: AICPA, c/o Start Here, Go Places. Bank On It North Carolina State Tournament, 220 Leigh Farm Road, Durham, NC 27707-8110; or by email to startheregoplaces@aicpa.org.

16. Sponsor: AICPA: 220 Leigh Farm Road, Durham, NC 27707-8110.

Official forms for download below:

2016 NAF Bank On It Tournament - Parental Consent Release (19.0 KB)

2016 NAF Bank On It Tournament - Student Affidavit (21.2 KB)

2016 NAF Bank On It Tournament - Student Consent Release (over 18) (18.8 KB)

2016 NAF Bank On It Tournament - Teacher Affidavit (19.2 KB)